ALTERNATIVE TO FRACTIONAL MORTGAGES

PROGRAM HIGHLIGHTS

• Below Market Interest Rates – fixed rates from 2.5% to 4.5%

• High Loan Values – loan to security value ratios up to 80%

• Non-Taxable event – as the securities are not sold

• No Credit Reporting – nor is it reported to public records

• Borrower Retains All Market Appreciation - borrower receives the benefit of any dividend or interest that the securities generate

• This is a Non-Recourse Loan – a loan with no personal liability

• Open to Foreign Nationals

• Loan Proceeds May Be Used For Any Purpose - personal, business, etc.

• Eligible Securities Include - publicly traded stocks, bonds, options and mutual funds.

• Flexible Terms at Loan Maturity - the borrower may renew the loan, refinance, extend the terms or pay off the loan

• Prompt Response to Your Loan Inquiry - usually within one business day of receiving the security information. Funds can be deposited into the borrowers account in three to five business days once the contract is signed and the transfer takes place.

An overview of the loan process

Make no mistake, the simplicity of obtaining a Securities backed loan is light yerars ahead of obtaining a mortgage. The entire process takes 5-7 business days and is much less costly than getting a mortgage. We do the heavy lifting for you, so you can concentrate on what's important.

The Criteria

The stock must be actively and publicly traded without any restrictions. Securities that are in a retirement fund are not eligible.

Step one:

Complete the Express Quote Form listing the names of your securities, their stock symbol along with the number of shares.

Step two:

Upon receipt, a loan proposal will be quickly drawn up to determine loan amount and interest rate.

Step three:

If you agree to the terms, the next step will be to provide proof of ownership for each of the stocks, bonds or options included in list.

Step four:

Values will be verified and within days loan proceeds are transferred into your bank.

Luxury Newsletter